Overview
A comprehensive financial planning platform serving over 2 million Americans annually with 35+ specialized loan calculators. The platform provides free, instant loan payment calculations with no registration required—all calculations happen in-browser for complete privacy.
Tech Stack
- Framework: Next.js 16 with App Router (Static Export)
- Language: TypeScript for type safety
- Styling: Tailwind CSS v4 + shadcn/ui components
- Deployment: Cloudflare Pages for global edge performance
- Runtime: Node.js 20.9.0+
Calculator Categories
Home & Mortgage
Mortgage payment calculator, affordability assessment, refinancing calculator, amortization schedules, interest-only loans
Auto & Vehicle
Auto loan calculator, car payment estimator, motorcycle financing, boat loans, auto refinancing with trade-in equity handling
Personal & Student
Personal loan calculator, EMI calculations, student loan repayment planner, debt consolidation, loan payoff strategies
Business & Property
Business loan calculator, commercial mortgages, equipment financing, construction loans, land purchase calculator, mobile home loans
Key Features
- 100% Free - No registration, no data collection, no hidden fees
- Privacy First - All calculations performed client-side in your browser
- Industry-Standard Formulas - Accurate calculations using proven financial formulas
- Real-Time Results - Instant updates as you adjust loan parameters
- Advanced Options - Factor in property taxes, insurance, PMI, HOA fees, trade-in value, sales tax, and more
- Comprehensive Breakdowns - Detailed monthly payment itemization and total cost analysis
- Educational Content - Learn about loan mechanics, amortization, and financial planning
- Comparison Tools - Easily compare different loan terms and scenarios
Calculator Capabilities
Each calculator provides:
- Flexible input options (percentage or dollar amounts)
- Multiple loan term selections (15, 20, 30 years for mortgages; 24-84 months for auto)
- Advanced cost factors (taxes, insurance, fees, etc.)
- Complete payment breakdowns (principal, interest, taxes, insurance)
- Total interest calculations over loan lifetime
- Credit score guidance and rate expectations
Design Philosophy
Built with accessibility and education at its core. The platform emphasizes transparency—explaining financial concepts in plain language while providing professional-grade calculation accuracy. Every calculator balances simplicity with comprehensive functionality, making complex financial decisions approachable.
Performance & Trust
- Static site generation for lightning-fast load times
- Deployed on Cloudflare's global edge network
- Semantic HTML5 structure for accessibility
- Complete privacy policy, terms of service, and disclaimers
- Educational approach with clear financial guidance
Live Site: loan-calculator.us.com